Get the
best rates
from banks

Join thousands of smart savers who let banks compete for their deposits. Share your savings goal once, receive the best APY offers, and pick the winner.

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No data selling

Savings Calculator

How much are you leaving on the table?

$
$1,000$500,000

Most traditional banks offer 0.01% - 0.5%

Current yearly earnings

$250

at 0.5% APY

With competitive rates

$2,500

at 5% APY

You're missing out on

$2,250/year

How it works

Three simple steps to better rates

01

Share your profile

Tell us how much you want to save. Your identity stays private until you choose a bank.

02

Banks compete

Multiple banks see your anonymized request and submit their best APY offers to win your business.

03

Pick the winner

Compare offers side-by-side. Choose the best rate and open your account directly with the bank.

"I had $75,000 sitting in a savings account earning 0.3%. After posting on FinsBid, 4 banks competed for my deposit. I chose 4.8% APY — that's an extra $3,375/year I was leaving on the table."

— Early beta user

Security

Your security is our priority

We use bank-grade security to protect your data. Your information is encrypted and never shared without your permission.

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Bank-level encryption for all data

Read-only

We can never move your money

No data selling

Your info is never sold to third parties

Privacy first

Banks only see anonymized profiles

Stop leaving money on the table

Join the waitlist and be the first to access better rates when we launch.